Terms and conditions
General
This website (the “Site”, i.e., LFCG.net and all its subdomains) is owned and operated by
LFCG
(“LFCG,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site or from LFCG. Accessing the Site, in any manner, whether automated or otherwise, constitutes use of the Site and your agreement to be bound by these Terms of Service.
We reserve the right to change these Terms of Service or to impose new conditions on use of the Site from time to time, in which case we will post the revised Terms of Service on this website. By continuing to use the Site after we post any such changes, you accept the Terms of Service as modified.
Intellectual Property Rights
Our Limited License to You
This Site and all materials on the Site are the property of LFCG and/or our affiliates or licensors, protected by copyright, trademark, and other intellectual property laws. You may not reproduce, republish, upload, post, transmit, or distribute any material from the Site without our prior written consent, except you may download and/or print one copy of individual pages for personal, non-commercial use with all copyright notices intact.
Your License to Us
By submitting any content to us via the Site, email, or social media, you represent that you own or have permission to share such material, and that you are at least 13 years of age. You grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, and distribute the material in any medium, including use of your name or contact if appropriate.
Content created by you for LFCG shall be considered “work made for hire,” and all rights shall belong to LFCG. If not deemed a work made for hire, you assign all rights to LFCG, including copyright and trademarks.
Linking and Framing
You may link to the Site but not imply sponsorship or use framing/inline linking without permission.
Disclaimers
We may link to third-party sites, which does not imply our endorsement. We are not responsible for content or services on those sites.
THE SITE AND ALL MATERIALS AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. LFCG DISCLAIMS ALL WARRANTIES TO THE FULLEST EXTENT PERMITTED BY LAW. WE DO NOT GUARANTEE ACCURACY, AVAILABILITY, OR SECURITY OF THE SITE OR LINKED SITES.
You agree to indemnify and hold LFCG and affiliates harmless from any claims related to your use of the Site.
Online Commerce
If you purchase a product or service through the Site, both LFCG and third-party merchants may collect information. LFCG is not responsible for third-party practices. Transactions are solely between you and those third parties.
You agree not to engage in fraudulent, speculative, or unauthorized use of the Site for purchases, and that purchases are for personal use only. Shared use or unauthorized distribution of paid content is prohibited and may lead to account suspension.
Interactive Features
You are responsible for content you post in public forums or send via Site services. You may not post illegal, harmful, or infringing content, nor collect information from other users for marketing.
LFCG has the right to remove or alter content and deny access for any reason. Public content may be created by LFCG, contributors, or users. We do not endorse or guarantee any information posted by third parties.
Registration
To access some features, you may be asked to register and provide truthful, current information. Misleading information may result in termination of your account.
Passwords
You are responsible for the security of your account and password. Notify us immediately of unauthorized use. We are not liable for losses from failure to secure your account.
Limitation of Liability
IN NO EVENT SHALL LFCG OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM USE OF THE SITE OR CONTENT, EVEN IF ADVISED OF THE POSSIBILITY.
LFCG IS NOT A FINANCIAL ADVISORY SERVICE. ALL MATERIALS ARE FOR EDUCATIONAL PURPOSES ONLY AND NOT INTENDED AS LEGAL, TAX, OR INVESTMENT ADVICE.
Termination
We may terminate your access at any time without notice. Terms regarding intellectual property, disclaimers, and liability will survive termination.
Payment and Refund Policy
Unless stated otherwise in writing, all payments to LFCG are non-refundable. Refunds may be granted only in exceptional cases at LFCG’s discretion and must be requested in writing.
Other
For copyright issues, contact us at
. This Agreement is governed by UK law. Any disputes shall be resolved by binding arbitration in the UK. If any part of this agreement is invalid, the remaining parts remain in effect.
Disclaimer
We may update this policy at any time. Changes will be posted here. Questions? Contact:
📧
